The 'worst' health insurance policies named and shamed

Private health insurer Bupa has defended "junk" policies as a new name and shame campaign slams major funds for selling useless products to patients.

On Tuesday, consumer advocacy group Choice singled out Medibank, HCF and NIB among others as offering policies that were a waste of money because they offered little benefit above what is provided through Medicare (see table below).

Choice spokesman Tom Godfrey said patients were forking out thousands of dollars for policies that were so useless, they ended up using the public system