A super future

EVERY employee must contribute to super, but where you put it, and to a lesser extent how much you put in, is up to you.

As a registrar starting out on your career path, one of the first questions to ask yourself is whether you want a managed or self-managed (DIY) fund.

DIY super gives you more control over asset allocation and greater flexibility. For example, options include direct property investment or direct investment in shares.

However, according to the experts, the simple needs of a PAYE employee beginning a career do not necessarily call for such a sophisticated solution.

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