If you think your insurance premiums are up, you're right

The bigger question is what to do about it

Those with life insurance policies have undoubtedly noticed a significant increase in their premiums in recent years.


Some income protection policies, which usually account for the largest portion of a protection budget, have increased in excess of 40% in the past 24 months alone.

Despite not pinpointing any one insurer, we can confirm these rate rises are consistent across the whole insurance industry.

Why the big increase?

Insurance pricing is a delicate balance between historical data, projected claims,