If your super outlives you, who gets it?

You might be surprised to learn a legal will is no guarantee that the person to whom you bequeath your superannuation will receive it

With nothing more certain than death and taxes, it’s worth addressing what happens to your super when you die.


First, superannuation is not an estate asset. Which means, in the event of your death, super is not automatically distributed in accordance with your will.

Under law, only your spouse, children, a financially dependent individual or someone with whom you are in an interdependent relationship can receive super directly.

It is important to note that under super­annuation law, there is no minimum time frame for someone who is