Should you use your retirement plan to buy your practice premises?

SMART PRACTICE

Using your retirement plan to buy your practice premises can be an effective strategy, but it's not ideal for everyone.


Housing practice premises in a self-managed super fund (SMSF) is generally a good strategy for practice owners. But tread carefully. There are some big risks to go with the many advantages.

On the positive side, superannuation gives doctors access to capital for the deposit on the property. And owning the premises provides both income and capital growth.

Owning the premises

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